This Coaching Program Agreement ("Agreement") is entered into between Insight Horizons Ltd ("Insight Horizons," "Coach," "we," or "us") and the individual enrolling in the coaching program ("Participant" or "you").
By submitting a coaching application, purchasing a coaching session, or participating in any coaching activity, you acknowledge that you have read, understood, and agree to be bound by this Agreement, in addition to the Insight Horizons Terms of Service, Privacy Policy, and Financial Disclaimer.
1. Nature of Services
The Insight Horizons coaching program provides trading education and methodology instruction. The coaching program is educational in nature. It is designed to teach participants analytical frameworks, market structure concepts, risk management principles, and systematic approaches to market analysis.
The coaching program is not and shall not be construed as:
- Investment advisory services
- Portfolio management or asset management
- Personalized financial planning
- Securities brokerage services
- A fiduciary relationship of any kind
2. Scope of Coaching
Coaching sessions may include:
- Instruction on how to interpret and apply the Sentinel Analytics Stack (BBI, TRM, MRI) readings to develop a personal analytical process
- Education on market microstructure, sentiment dynamics, and regime analysis
- Discussion of general risk management frameworks and position-sizing principles
- Review of trading psychology, discipline, and process development
- General discussion of current market conditions as context for educational examples
Coaching sessions will not include:
- Specific recommendations to buy, sell, or hold any security, option, futures contract, or other financial instrument
- Review of, or advice regarding, your personal brokerage account, portfolio, or specific positions
- Advice tailored to your individual financial situation, income, net worth, tax status, or investment objectives
- Guaranteed or implied promises of trading performance, returns, or profitability
- Execution, management, or monitoring of trades on your behalf
3. Participant Acknowledgments
By enrolling in the coaching program, you acknowledge and agree that:
- You are solely responsible for your own trading and investment decisions. Any decisions you make based on concepts discussed in coaching are made at your own risk and discretion.
- No guarantees are made regarding trading results. Trading involves substantial risk of loss. The coaching program cannot and does not guarantee that you will achieve any particular level of profitability or avoid losses.
- You understand the risks of trading. You have read and understood the Financial Disclaimer and Risk Disclosure published on the Insight Horizons website, including the risk that you may lose all of the capital you allocate to trading.
- You will not rely on the coaching as investment advice. You will consult your own licensed financial adviser, accountant, and/or attorney for advice specific to your personal financial situation before implementing any strategy or approach discussed in coaching.
- The Coach is not acting in a fiduciary capacity. No fiduciary relationship, advisory relationship, employer-employee relationship, or principal-agent relationship is created by this Agreement.
- You meet the minimum requirements. You are at least 18 years of age and have the legal capacity to enter into this Agreement.
4. Payment and Scheduling
4a. Payment
The coaching program fee is stated on the Insight Horizons website at the time of enrollment. Payment is due in full at the time of enrollment unless an alternative payment arrangement has been agreed to in writing.
4b. Scheduling
Coaching sessions will be scheduled by mutual agreement. Insight Horizons will make reasonable efforts to accommodate the Participant's scheduling preferences.
4c. Cancellation and Rescheduling
Either party may reschedule a session with at least 24 hours' notice. Sessions canceled by the Participant with less than 24 hours' notice will be counted as a completed session and will not be rescheduled or refunded.
4d. Refund Policy
If the Participant is not satisfied with the coaching program after the first session, they may request a prorated refund for any remaining unused sessions. No refunds will be provided after all sessions have been completed. Refund requests should be directed to cs.insighthorizons@gmail.com.
5. Confidentiality
Insight Horizons will treat all personal information shared by the Participant during coaching sessions as confidential and will not disclose it to third parties without the Participant's consent, except as required by law.
The Participant agrees to treat the proprietary methodologies, indicator designs, analytical frameworks, and other proprietary content shared during coaching as confidential. The Participant may not reproduce, distribute, or share coaching materials, session recordings (if provided), or proprietary methodology details with any third party.
6. Limitation of Liability
TO THE FULLEST EXTENT PERMITTED BY LAW, INSIGHT HORIZONS' TOTAL LIABILITY ARISING OUT OF OR IN CONNECTION WITH THE COACHING PROGRAM SHALL NOT EXCEED THE TOTAL AMOUNT PAID BY THE PARTICIPANT FOR THE COACHING PROGRAM.
IN NO EVENT SHALL INSIGHT HORIZONS BE LIABLE FOR ANY TRADING OR INVESTMENT LOSSES, LOST PROFITS, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING FROM THE PARTICIPANT'S USE OF OR RELIANCE ON INFORMATION PROVIDED IN THE COACHING PROGRAM.
7. Indemnification
The Participant agrees to indemnify and hold harmless Insight Horizons, its owners, officers, employees, and agents from and against any claims, damages, losses, liabilities, costs, and expenses (including attorney's fees) arising from the Participant's trading or investment activities, the Participant's breach of this Agreement, or any third-party claims related to the Participant's use of information obtained through the coaching program.
8. Dispute Resolution
Any dispute arising from or relating to this Agreement shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association, conducted in the State of Ohio. Each party shall bear its own costs of arbitration.
9. Governing Law
This Agreement shall be governed by and construed in accordance with the laws of the State of Ohio, without regard to conflict of law principles.
10. Entire Agreement
This Agreement, together with the Terms of Service, Privacy Policy, and Financial Disclaimer, constitutes the entire agreement between the parties regarding the coaching program. No oral or written representations outside of these documents shall be binding.
11. Modifications
Insight Horizons reserves the right to modify this Agreement at any time. Modified terms will be posted on the Website. For Participants with active coaching engagements, material changes will be communicated via email.
By enrolling in the Insight Horizons coaching program, you confirm that you have read, understood, and agree to the terms of this Agreement.
cs.insighthorizons@gmail.com