Financial Disclaimer.

General Disclaimer

All information, opinions, analyses, forecasts, indicators, gauges, sentiment readings, commentary, and other content provided by Insight Horizons Ltd ("Insight Horizons") through its website, dashboards, reports, coaching sessions, emails, and any other medium (collectively, "Content") is for informational and educational purposes only and does not constitute investment advice, financial advice, trading advice, or any other type of advice.

Insight Horizons is not a registered investment adviser, broker-dealer, financial analyst, financial planner, or commodity trading advisor. Insight Horizons does not provide personalized investment advice or engage in any asset management service. No portion of the Content purports to be individualized or specific investment advice, and Insight Horizons does not provide investment advice to individuals.

NOTHING ON THIS WEBSITE IS AN OFFER OR SOLICITATION TO BUY OR SELL ANY SECURITY, FINANCIAL INSTRUMENT, COMMODITY, OR INVESTMENT PRODUCT.

Publisher Exemption

Content published by Insight Horizons is made available on a subscription basis to all subscribers and is not tailored to any individual subscriber's financial situation, risk tolerance, investment objectives, or specific circumstances. Insight Horizons operates as a financial publisher under the publisher exemption of the Investment Advisers Act of 1940.

Not a Recommendation

Any mention of specific securities, asset classes, market indices, ETFs, futures contracts, or other financial instruments in the Content is for illustrative and educational purposes only. Such mentions do not constitute a recommendation to buy, sell, hold, or otherwise transact in any security or financial instrument.

When the Content includes language such as "Insight Horizons would consider," "the data suggests," "conditions favor," or similar phrasing, this reflects general analytical observation based on the indicators and methodologies described, and should not be construed as a directive or recommendation for any individual to take any specific action in their personal accounts.

Risk Disclosure

Trading and investing in financial markets involves substantial risk of loss and is not suitable for all investors. You should carefully consider your investment objectives, level of experience, and risk appetite before making any investment or trading decision.

• You may sustain a total loss of the funds you allocate to trading or investing, and in some cases (such as leveraged products, futures, and options), you may lose more than your initial investment.
• Only risk capital — money that you can afford to lose without jeopardizing your financial security or lifestyle — should be used for trading and investing.
• Past performance of any trading methodology, indicator, strategy, or system is not indicative of future results.
• The value of investments and the income from them can go down as well as up, and you may not get back the amount you originally invested.
• Market conditions, liquidity, geopolitical events, and other factors can cause rapid and unpredictable changes in the value of financial instruments.

YOU AGREE THAT INSIGHT HORIZONS IS NOT RESPONSIBLE FOR THE SUCCESS OR FAILURE OF YOUR INVESTMENT OR TRADING DECISIONS RELATING TO ANY INFORMATION PROVIDED THROUGH THE SERVICES.

Hypothetical and Simulated Performance (CFTC Rule 4.41)

HYPOTHETICAL OR SIMULATED PERFORMANCE RESULTS HAVE CERTAIN LIMITATIONS. UNLIKE AN ACTUAL PERFORMANCE RECORD, SIMULATED RESULTS DO NOT REPRESENT ACTUAL TRADING. ALSO, SINCE THE TRADES HAVE NOT BEEN EXECUTED, THE RESULTS MAY HAVE UNDER-OR-OVER COMPENSATED FOR THE IMPACT, IF ANY, OF CERTAIN MARKET FACTORS, SUCH AS LACK OF LIQUIDITY. SIMULATED TRADING PROGRAMS IN GENERAL ARE ALSO SUBJECT TO THE FACT THAT THEY ARE DESIGNED WITH THE BENEFIT OF HINDSIGHT. NO REPRESENTATION IS BEING MADE THAT ANY ACCOUNT WILL OR IS LIKELY TO ACHIEVE PROFIT OR LOSSES SIMILAR TO THOSE SHOWN.

This disclaimer applies to any backtested results, historical indicator readings, simulated performance data, or hypothetical examples presented anywhere on the website, in dashboards, in coaching materials, or in any other Insight Horizons content.

About the Sentinel Analytics Stack

The Sentinel Market Analytics Stack — including the Broad-Based Indicator (BBI), Tail Risk Monitor (TRM), and Market Regime Indicator (MRI) — are proprietary analytical tools that synthesize publicly available market data into composite readings. These tools are designed to provide a framework for understanding general market conditions and are not designed to, and do not, predict the future direction of any security, index, or market.

The gauges and their readings:

• Reflect historical and current market data processed through proprietary methodologies
• Are updated periodically and may not reflect the most current market conditions at any given moment
• Should be used as one input among many in your own independent research and analysis
• Do not account for your individual financial situation, goals, tax status, or risk tolerance
• Are not a substitute for the advice of a qualified financial professional

About the Coaching Program

The Insight Horizons coaching program provides trading education and methodology instruction. Coaching sessions are educational in nature and are designed to help participants develop their own analytical frameworks and decision-making processes.

Coaching sessions do not constitute investment advice. Coaches will not:

• Recommend that you buy, sell, or hold any specific security or financial instrument
• Manage or direct trades in your personal accounts
• Provide advice tailored to your specific financial situation, portfolio, or risk tolerance
• Guarantee any specific trading outcomes or returns

What coaching does provide:

• Education on market structure, sentiment analysis, and risk management concepts
• Instruction on how to read and interpret the Sentinel Analytics Stack gauges
• Frameworks for developing your own trading processes and discipline
• General discussion of market conditions and analytical approaches

Any trading decisions you make are your sole responsibility. You should consult your own licensed financial adviser before implementing any strategy or approach discussed in coaching sessions.

Accuracy and Timeliness

Although Insight Horizons takes reasonable measures to ensure the accuracy and timeliness of the Content, we make no representations or warranties, express or implied, regarding the accuracy, completeness, reliability, suitability, or availability of any Content. Data may contain errors, omissions, or delays. Insight Horizons shall not be liable for any errors or omissions in the Content, or for any loss or damage of any kind arising from or in connection with the use of or reliance on the Content.

Independent Decision-Making

Users of Insight Horizons services are advised to:

• Do their own due diligence and independent research before making any trading or investment decisions
• Consult with qualified, licensed financial professionals — including a financial adviser, accountant, and/or attorney — before acting on any information provided through the Services
• Never trade or invest with money they cannot afford to lose
• Understand that all trading involves risk, including the risk of total loss

No Guarantee of Results

There can be no assurance that any prior successes, past results, or information regarding investment returns can be used as an indication of future success or results. Individual results will vary and depend on many factors, including but not limited to market conditions, experience, discipline, and the amount of capital allocated.

Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY LAW, INSIGHT HORIZONS, ITS OWNERS, OFFICERS, EMPLOYEES, AGENTS, AND AFFILIATES SHALL NOT BE LIABLE FOR ANY DAMAGES OF ANY KIND, INCLUDING BUT NOT LIMITED TO DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, OR PUNITIVE DAMAGES, ARISING OUT OF OR RELATED TO YOUR USE OF THE CONTENT OR SERVICES, INCLUDING ANY INVESTMENT OR TRADING LOSSES.

Contact Information

For questions about this Financial Disclaimer, contact: